{"id":4431,"date":"2012-10-07T09:58:29","date_gmt":"2012-10-07T09:58:29","guid":{"rendered":"https:\/\/noi3.org\/site\/?p=4431"},"modified":"2012-10-07T09:58:29","modified_gmt":"2012-10-07T09:58:29","slug":"5-metode-de-a-te-pregati-pentru-pensie","status":"publish","type":"post","link":"https:\/\/site.noi3.org\/?p=4431","title":{"rendered":"5 metode de-a te preg\u0103ti pentru pensie"},"content":{"rendered":"<p> \t<img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-4430\" alt=\"\" class=\"alignnone size-full wp-image-3464\" src=\"https:\/\/noi3.org\/site\/wp-content\/uploads\/2012\/10\/raport-dependenta-economica.png\" style=\"width: 250px; height: 188px;\" title=\"raport-dependenta-economica\" width=\"600\" height=\"450\" srcset=\"https:\/\/site.noi3.org\/wp-content\/uploads\/2012\/10\/raport-dependenta-economica.png 600w, https:\/\/site.noi3.org\/wp-content\/uploads\/2012\/10\/raport-dependenta-economica-300x225.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>Pentru pensionarul anului 2040, cea mai &icirc;n\u0163eleapt\u0103 schem\u0103 de investi\u0163ii trebuie s\u0103 includ\u0103 o puternic\u0103 component\u0103 nefinanciar\u0103.<\/p>\n<p> \t1. Casa &ldquo;pe p\u0103m&acirc;nt&rdquo;, preferabil la \u0163ar\u0103. Foarte probabil, nicio pensie nu va mai putea acoperi costurile utilit\u0103\u0163ilor pentru via\u0163a &ldquo;la condominiu&rdquo;, nici m\u0103car pe timp de var\u0103. Solu\u0163ia este o locuin\u0163\u0103 c&acirc;t mai autonom\u0103: excelent izolat\u0103 termic (sau chiar pasiv\u0103), cu surs\u0103 proprie de ap\u0103 \u015fi chiar de energie electric\u0103.<\/p>\n<p>  <!--more-->  <\/p>\n<p> \t<img loading=\"lazy\" decoding=\"async\" class=\" size-full wp-image-4430\" alt=\"\" class=\"alignnone size-full wp-image-3464\" height=\"450\" src=\"https:\/\/noi3.org\/site\/wp-content\/uploads\/2012\/10\/raport-dependenta-economica.png\" title=\"raport-dependenta-economica\" width=\"600\" srcset=\"https:\/\/site.noi3.org\/wp-content\/uploads\/2012\/10\/raport-dependenta-economica.png 600w, https:\/\/site.noi3.org\/wp-content\/uploads\/2012\/10\/raport-dependenta-economica-300x225.png 300w\" sizes=\"auto, (max-width: 600px) 100vw, 600px\" \/>{{all}}<\/p>\n<p> \tPentru pensionarul anului 2040, cea mai &icirc;n\u0163eleapt\u0103 schem\u0103 de investi\u0163ii trebuie s\u0103 includ\u0103 o puternic\u0103 component\u0103 nefinanciar\u0103.<\/p>\n<p> \t1. Casa &ldquo;pe p\u0103m&acirc;nt&rdquo;, preferabil la \u0163ar\u0103. Foarte probabil, nicio pensie nu va mai putea acoperi costurile utilit\u0103\u0163ilor pentru via\u0163a &ldquo;la condominiu&rdquo;, nici m\u0103car pe timp de var\u0103. Solu\u0163ia este o locuin\u0163\u0103 c&acirc;t mai autonom\u0103: excelent izolat\u0103 termic (sau chiar pasiv\u0103), cu surs\u0103 proprie de ap\u0103 \u015fi chiar de energie electric\u0103.<\/p>\n<p> \t2. Sursa proprie de hran\u0103. Dou\u0103 persoane &icirc;\u015fi pot asigura aproape tot necesarul de alimente dintr-o <a href=\"http:\/\/www.riscograma.ro\/3157\/7-afaceri-in-agricultura-profitabile-pe-suprafete-mici-si-foarte-mici\/\" target=\"_blank\" title=\"7 afaceri \u00een agricultur\u0103 profitabile pe suprafe\u0163e mici \u015fi foarte mici\">ser\u0103 de doar 300 de metri p\u0103tra\u0163i<\/a> (chiar mai pu\u0163in cu tehnologia hidroponic\u0103). Important este ca ea s\u0103 fie automatiat\u0103 c&acirc;t mai mult. Costurile sunt mari, dar vor scuti la vremea lor cheltuieli de oportunitate \u015fi mai mari.<\/p>\n<p> \t3. Surs\u0103 pasiv\u0103 de venituri. O proprietate &ndash; locuin\u0163\u0103 sau spa\u0163iu comercial &ndash; poate aduce un venit mai bine ancorat &icirc;n realitatea de atunci. &Icirc;ns\u0103 <a href=\"http:\/\/www.riscograma.ro\/2610\/caderea-periferiilor-urbane\/\" target=\"_blank\" title=\"C\u0103derea periferiilor urbane\">aten\u0163ie unde<\/a>! Cartiere \u015fi chiar localit\u0103\u0163i &icirc;ntregi ar putea disp\u0103rea cu totul.<\/p>\n<p> \t4. Educ\u0103-\u0163i foarte bine copiii. Dac\u0103-i trimi\u0163i la cele mai bune \u015fcoli (<a href=\"http:\/\/www.riscograma.ro\/3419\/cum-poate-ajunge-si-romania-o-natiune\/\" target=\"_blank\" title=\"Harta universit\u0103\u0163ilor adev\u0103rate\">str\u0103ine \u015fi scumpe<\/a>) astfel &icirc;nc&acirc;t mai t&acirc;rziu s\u0103 c&acirc;\u015ftige foarte bine, sunt mai mari \u015fansele s\u0103 aib\u0103 venituri disponibile suficiente &icirc;nc&acirc;t s\u0103 te poat\u0103 ajuta \u015fi pe tine. <a href=\"http:\/\/www.riscograma.ro\/3350\/lasati-o-balta-cu-natalitatea-nu-suntem-ferma-de-iepuri\/\" target=\"_blank\" title=\"L\u0103sa\u0163i-o balt\u0103 cu \u201cnatalitatea\u201d, nu suntem ferma voastr\u0103 de iepuri!\">Num\u0103rul copiilor<\/a> nu prea conteaz\u0103. Dac\u0103-s mul\u0163i \u015fi sufer\u0103 de foame, vor face coad\u0103 la sera ta.<\/p>\n<p> \t5. Sport \u015fi s\u0103n\u0103tate. Cel mai de pre\u0163 lucru pe care &icirc;l ai acum \u015fi s-ar putea s\u0103-l pierzi p&acirc;n\u0103 atunci este propria mobilitate. <a href=\"http:\/\/www.riscograma.ro\/1439\/10-lucruri-pe-care-medicul-nu-ti-le-spune-niciodata\/\" target=\"_blank\" title=\"10 lucruri pe care medicul nu \u0163i le spune niciodat\u0103\">Investe\u015fte &icirc;n ea<\/a>!<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Pentru pensionarul anului 2040, cea mai &icirc;n\u0163eleapt\u0103 schem\u0103 de investi\u0163ii trebuie s\u0103 includ\u0103 o puternic\u0103 component\u0103 nefinanciar\u0103. 1. Casa &ldquo;pe p\u0103m&acirc;nt&rdquo;, preferabil la \u0163ar\u0103. Foarte&hellip;<\/p>\n","protected":false},"author":1,"featured_media":4430,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[27],"tags":[996,382,995,281],"class_list":["post-4431","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-economie","tag-autonomie","tag-evolutie","tag-pensie","tag-viitor"],"_links":{"self":[{"href":"https:\/\/site.noi3.org\/index.php?rest_route=\/wp\/v2\/posts\/4431","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/site.noi3.org\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/site.noi3.org\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/site.noi3.org\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/site.noi3.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=4431"}],"version-history":[{"count":0,"href":"https:\/\/site.noi3.org\/index.php?rest_route=\/wp\/v2\/posts\/4431\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/site.noi3.org\/index.php?rest_route=\/wp\/v2\/media\/4430"}],"wp:attachment":[{"href":"https:\/\/site.noi3.org\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=4431"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/site.noi3.org\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=4431"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/site.noi3.org\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=4431"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}